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Interest Rates


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Allied Irish Bank (GB) Base Lending Rate 0.50% (previous rate 1.00%), effective from close of business 5 March 2009.

 

Managed LIBOR Base Rate effective from close of business 01/07/2010: 0.728% (previous rate: 0.697%).  Click here for more information. 

 

Current Accounts

 

Business Plus (Instant Access)
Current
Gross*
Current
AER**
Previous
Gross*
Previous
AER**

Effective from close of business 20.01.2009

(payable quarterly)
£10,000 0.05% 0.05% 0.05% 0.05%
£50,000 0.05% 0.05% 0.10% 0.10%
£100,000 0.10% 0.10% 0.15% 0.15%
£250,000 0.15% 0.15% 0.20% 0.20%

 

 

Cash Management (Instant Access)
Current
Gross*
Current
AER**
Previous
Gross*
Previous
AER**

Effective from close of business 20.01.2009

(payable quarterly)
£1 0.05% 0.05% 0.05% 0.05%
£50,000 0.05% 0.05% 0.10% 0.10%
£100,000 0.10% 0.10% 0.15% 0.15%
£250,000 0.15% 0.15% 0.55% 0.55%
£1,000,000 0.20% 0.20% 0.85% 0.85%

 

 

Client Account (Instant Access)
Current
Gross*
Current
AER**
Previous
Gross*
Previous
AER**

Effective from close of business 20.01.2009

(payable quarterly)
£1 0.05% 0.05% 0.05% 0.05%
£1,000 0.05% 0.05% 0.05% 0.05%
£5,000 0.05% 0.05% 0.05% 0.05%
£10,000 0.05% 0.05% 0.10% 0.10%
£25,000 0.05% 0.05% 0.15% 0.15%
£50,000 0.05% 0.05% 0.20% 0.20%
£100,000 0.10% 0.10% 0.25% 0.25%
£250,000 0.15% 0.15% 0.55% 0.55%

 

 

Current Extra Account (Instant Access)
Current
Gross*
Current
AER**
Previous
Gross*
Previous
AER**

Effective from close of business 20.01.2009

(payable quarterly)
£500 0.05% 0.05% 0.05% 0.05%
£10,000 0.05% 0.05% 0.10% 0.10%

 

 

High Interest Cheque (Instant Access)
Current
Gross*
Current
AER**
Previous
Gross*
Previous
AER**

Effective from close of business 20.01.2009

(payable quarterly)
£2,500 0.05% 0.05% 0.10% 0.10%
£10,000 0.05% 0.05% 0.15% 0.15%

 

 

Private Banking Client Plus (Instant Access)
Current
Gross*
Current
AER**
Previous
Gross*
Previous
AER**

Effective from close of business 18.12.2008

(payable quarterly)
£1 0.05% 0.05% 0.10% 0.10%
£5,000 0.10% 0.10% 0.15% 0.15%
£10,000 0.15% 0.15% 0.25% 0.25%
£25,000 0.20% 0.20% 0.40% 0.40%
£50,000 0.25% 0.25% 0.55% 0.55%
£100,000 0.30% 0.30% 0.80% 0.80%
£250,000 0.35% 0.35% 1.00% 1.00%

 

 

Saving Accounts

Demand Deposit Account (Instant Access)
Current
Gross*
Current
AER**
Previous
Gross*
Previous
AER**

Effective from close of business 20.01.2009

(payable annually)
£1 0.05% 0.05% 0.05% 0.05%
£1,000 0.05% 0.05% 0.10% 0.10%
£5,000 0.05% 0.05% 0.15% 0.15%
£25,000 0.05% 0.05% 0.20% 0.20%
£50,000 0.05% 0.05% 0.25% 0.25%

 

 

High Interest Investment Account (30 days notice)
Current
Gross*
Current
AER**
Previous
Gross*
Previous
AER**

Effective from close of business 20.01.2009

(payable quarterly)
£2,500 0.05% 0.05% 0.10% 0.10%
£5,000 0.05% 0.05% 0.15% 0.15%
£10,000 0.05% 0.05% 0.20% 0.20%
£25,000 0.05% 0.05% 0.25% 0.25%
£50,000 0.05% 0.05% 0.35% 0.35%
£100,000 0.10% 0.10% 0.80% 0.80%

 

 

Optimum Access (Instant Access)
Current
Gross*
Current
AER**
Previous
Gross*
Previous
AER**

Effective from close of business 18.03.2009

(payable quarterly)
£1 0.05% 0.05% 0.05% 0.05%
£1,000,000 0.10% 0.10% 0.10% 0.10%
£5,000,000 0.15% 0.15% 0.30% 0.30%
£10,000,000 0.20% 0.20% 0.50% 0.50%

 

 

Summit Account (7 days notice)
Current
Gross*
Current
AER**
Previous
Gross*
Previous
AER**

Effective from close of business 20.01.2009

(payable annually)
£5,000 0.05% 0.05% 0.10% 0.10%
£10,000 0.05% 0.05% 0.10% 0.10%
£25,000 0.05% 0.05% 0.15% 0.15%
£50,000 0.05% 0.05% 0.20% 0.20%
£100,000 0.10% 0.10% 0.25% 0.25%

 

Euro Interest Rates

Allied Irish Bank (GB) Euro Base Lending rate 0.625% (previous rate 0.500%), effective from close of business 19 July 2010.

 

Euro Premium (Instant Access)
Current
Gross*
Current
AER**
Previous
Gross*
Previous
AER**

Effective from close of business 20.01.2009

(payable quarterly)
EUR 0-14,999 0.00% 0.00% 0.00% 0.00%
EUR 15,000-£69,999 0.05% 0.05% 0.05% 0.05%
EUR 70,000-£139,999 0.05% 0.05% 0.10% 0.10%
EUR 140,000-£349,999 0.05% 0.05% 0.15% 0.15%
EUR 350,000+ 0.10% 0.10% 0.40% 0.40%

 

 

Euro Call Deposit (Instant Access)
Current
Gross*
Current
AER**
Previous
Gross*
Previous
AER**

Effective from close of business 18.03.2009

(payable quarterly)
EUR 0-14,999 0.05% 0.05% 0.05% 0.05%
EUR 15,000-£69,999 0.05% 0.05% 0.05% 0.05%
EUR 70,000-£139,999 0.05% 0.05% 0.05% 0.05%
EUR 140,000-£349,999 0.10% 0.10% 0.10% 0.10%
EUR 350,000+ 0.15% 0.15% 0.45% 0.45%

 

Lending Rates

Rates effective from:

  • Small Business Lending Rate from close of business on 20/12/07:
    Secured 12.5%; Unsecured 14.5%
  • Managed LIBOR Base Rate effective from close of business on 01/07/2010: 0.728% (previous rate: 0.697%). Click here for more information. 

 

Accounts no longer available to new investors

 

Premier 55
Current
Gross*
Current
AER**
Previous
Gross*
Previous
AER**

Effective from close of business 20.01.2009

(payable quarterly)
£1 0.05% 0.05% 0.05% 0.05%
£2,000 0.05% 0.05% 0.05% 0.05%
£10,000 0.05% 0.05% 0.10% 0.10%

 

 

Notes:

  • All rates are variable (can change from time to time).
  • Subject to certain exceptions, interest will be paid net after deduction of tax at the basic rate under current legislation. If you are a higher rate taxpayer you may have additional tax to pay.
  • *Gross stands for contractual rate of interest payable before the deduction of income tax at the rate specified by law.
  • **AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
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Allied Irish Bank (GB) is a trademark used under licence by AIB Group (UK) p.l.c. (a wholly owned subsidiary of Allied Irish Banks, p.l.c.) incorporated in Northern Ireland. Registered Office, 4 Queens Square, Belfast, BT1 3DJ. Registered Number, NI 18800. Authorised and regulated by the Financial Services Authority. Allied Irish Bank (GB) is a member of the Financial Services Compensation Scheme, established under the Financial Services and Markets Act 2000.

Allied Irish Bank (GB) subscribes to the Lending Code and is covered by the Financial Ombudsman Service. Details of the Lending Code are available on request from any Allied Irish Bank (GB) branch or from the Lending Standards Board.

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