Site Legal Notice

TO USERS OF THIS SITE

Access to this Site and the use of information contained on it is governed by the terms and conditions set out below. These Terms and Conditions are important and are for the protection of both ourselves and yourself.

Please take the time to read the Terms and Conditions carefully. By proceeding further you will be deemed to have accepted them. 

Please note that references to "we" means AIB Group (UK) p.l.c. trading as Allied Irish Bank (GB) and our subsidiaries and associates. Where reference to 'AIB Group' is made, this means Allied Irish Banks, p.l.c., its subsidiaries and associated companies. This includes AIB Group (UK) p.l.c.

 

1.This Site is established in Great Britain in accordance with the laws of United Kingdom and will be governed by the laws of that country. When you use the Site, you accept that your use of the Site and any information on the Site, will also be governed by the laws of the United Kingdom and if any dispute arises from your use of the Site or any of the information on it, you agree to allow such dispute to be heard in the English courts.

2.We have provided the contents of this Site for your information only. The distribution of information on the Site may be restricted by local law or regulation in certain jurisdictions. This information is not intended for distribution to, or use by, any person or entity in any such jurisdiction and persons accessing these pages should inform themselves about and observe any such restrictions.

If you are in any doubt as to whether this Site can be lawfully used by you please do not proceed further.

3.Information about some of the products and services on this Site is subject to specific restrictions concerning the persons to whom such information may be made available. Details of such restrictions are set out on the pages to which they relate and you should read those details carefully before proceeding to the rest of the relevant page. Any personal information you provide will be treated as private and confidential. We will not reveal your personal information except as expressly set out in our Privacy Policy which is detailed below.

Use of Technical Information
Cookies are files which are transferred to your computer’s hard disk by a website. Cookies can store information about your preferences and other information which you need when you visit a website. Allied Irish Bank (GB) uses cookies to monitor our website traffic, to ensure better service levels and in order to provide you with certain features such as the customised delivery of certain information. To prevent the use of cookies you should activate the facility which is available in most web browsers that enables a user to deny or accept cookies. Find out how to enable/disable cookiesin our Related Information section.

Statistical and analytical information collected through the standard operation of our Internet servers and logs provides us with general and not individually specific information. Allied Irish Bank (GB) will make no attempt to identify individual users, or to associate any technical information collected with any individual user.

4. We have given the information on the Site in good faith. We have taken the information from trade and other sources believed to be reliable. Although we have made all reasonable efforts to ensure that all of the information on the Site is accurate at the time of inclusion, we do not represent that this is the case and it should not be relied upon as such.

Please note that we may update or alter the information on this site at any time without giving notice of the alterations. Any opinions and estimates expressed reflect our judgement at this date and are subject to change without notice. Accordingly you agree not to hold us responsible for any inaccuracies or omissions. If you do not understand or if you have any queries of any information on the site we recommend that you consult a professional financial advisor.

5.Please note that the sending of personal information via e-mail over the Internet may not be secure and can be intercepted by third parties or incorrectly delivered. You should not divulge personal information over the internet unless you are using a secure or encrypted communications technology.

6.Some pages on this Site contain hypertext links to web sites not maintained by us. You are reminded that when you enter other web sites via such hypertext links, you will not be subject to these Terms and Conditions and you will not benefit from the protections afforded to you in using our Site.

Copyright in the Site and the information set out on it belongs to us and may not be copied, transmitted or reproduced without our prior consent.

Allied Irish Bank (GB) has its own Banking Charter, supports the Banking Code and the Business Banking Code, the BBA Statement of Principles 'Banks and Businesses: working together when you borrow' and subscribes to the Financial Ombudsman Scheme, which operates at South Quay Plaza, 183 Marsh Wall, London E14 9SR, telephone (0845) 080 1800, email: enquiries@financial-ombudsman.org.uk Details of both Codes are available on request from any Allied Irish Bank (GB) branch or from the Banking Code Standards Board.

Allied Irish Bank (GB) is a member of the Financial Services Compensation Scheme, established under the Financial Services and Markets Act 2000. In respect of deposits with a UK office, payments under the Scheme are limited to 100% of the first £50,000 of a depositor's total deposits with the bank. Most depositors, including individuals and small firms, are covered. The scheme covers deposits made with the offices of the bank within the European Economic Area and deposits denominated in all currencies are treated alike. Further details of the Scheme are available on request.

Credit is available only if you are aged 18 or over, and depends upon our assessment of your financial position. Written quotations are available upon request.

Any references to tax and tax savings are based on our understanding of current legislation and HM Revenue & Customs practice as at 31st March 2003. The law relating to taxation is liable to change in the future.

AIB Group (UK) p.l.c copyright, moral rights and limited reproduction notices © Allied Irish Bank (GB) 1999.

Allied Irish Bank (GB) is a trade mark used under licence by AIB Group (UK) p.l.c. incorporated in Northern Ireland. Registered Office: 4 Queens Square, Belfast, BT1 3DJ. Registered Number NI 18800. Authorised and regulated by the Financial Services Authority.

The information regarding the products and services advertised on the following page(s) is intended only for residents of Great Britain.

All rights reserved.

7. Privacy Statement

Your Right to Privacy

You have a right to know how we (AIB Group (UK) p.l.c.) will use your personal information.  It is important to read the following Collection, SWIFT Payments and Use of Information sections.

Please note that references to “we” means AIB Group (UK) p.l.c. Trading as Allied Irish Bank (GB) and our subsidiaries and associates.

Where reference to ‘AIB Group’ is made, this means Allied Irish Banks, p.l.c., its subsidiaries and associates.  This includes AIB Group (UK) p.l.c.

Collection and Use of Information.

• We will not collect any personal information about you on this website without your consent. We will let you know what we intend doing with your information before collecting it, so that you can decide whether or not to furnish that information to us.
• Any information, which is provided by you, will be treated with the highest standards of security and confidentiality and in accordance with current Data Protection legislation and regulation.
• If at any time after giving us personal information you decide that you no longer wish us to hold or use this information, or in the case that the information becomes out of date, you are free to notify us, and we will remove or rectify the information within a reasonable time and in accordance with legislative requirements.
• You acknowledge and agree that in certain circumstances we may be obliged to disclose personal information relating to you to third parties, for example, in order to conform to any requirements of law or to comply with any legal process, as well as to protect and defend our rights or property, and that of our licensors and/or our other customers.
• Telephone calls may be monitored or recorded to ensure that we carry out your instructions correctly and to help improve the quality of our service and in the interests of security.

Should you have any queries in relation to how we handle your personal information you can contact us at AIB Group (UK) p.l.c. First Trust Centre, 92 Ann Street, Belfast, BT1 3HH.

Swift Payments

International payments and certain domestic payments are made by us via the Belgium based Society for World Interbank Financial Telecommunication (“SWIFT”).  SWIFT processes these types of payments on behalf of financial institutions worldwide and is currently the only organisation providing such a service.  Records of all transactions processed by SWIFT in Belgium are replicated in a backup system (“mirror site”) in the US, thereby maintaining a geographically separated back-up infrastructure to ensure that the continued operation of the SWIFT system is in line with international standards and supervisory requirements.

On foot of US legal subpoena(s) served on SWIFT, transaction data held in the US “mirror site” may be disclosed to the US government, its various departments and agencies (including law enforcement), or other national, state or international authorities for the purposes of combating terrorism and other serious crime.  Therefore, any information you provide to us in order to effect a SWIFT payment could potentially be disclosed to US authorities, and by instructing us to execute a payment, you are implicitly giving your consent to such disclosure and agree that we shall have no liability to you in respect of any such disclosure.
 
We reserve the right to amend this notice at any time, and you should regularly check for any amendments.

8.
Information about you and your relationship with us and the AIB Group will be held by us on a computer database and/or in any other way and will be kept by us for only as long as it is required or permitted by law.

9.
To ensure we carry out your instructions accurately, to help improve our service and in the interests of security, we may monitor and/or record your telephone calls with us. In the interests of security we may use CCTV recording equipment in and around our premises. All recordings are our sole property and are accessed only under the supervision of one of our Officers.

10.
Upon payment of a fee and by written request to your local branch or to AIB Group (UK) p.l.c., First Trust Centre, 92 Ann Street, Belfast, BT1 3HH, you are entitled to a copy of the personal data held about you by us, as provided for under the Data Protection Act. You also have the right to require us to correct any inaccuracies in your information.

Copyright, Moral Rights and Limited Reproduction Notices
11. Main Copyright notices
Save where otherwise specified the contents of all the pages contained in the web site are © Allied Irish Bank (GB) 1999.

Reproduction of part or all of the contents of these pages in any form is prohibited other than in accordance with the following permissions. You may make an electronically stored, transient copy of these web pages for the purpose of viewing them on-line only.

12. Assertion of moral rights
Save where otherwise specified the author(s) of the literary and artistic works set out in the Pages contained in this Web site has/have asserted his/her/their moral rights to be identified as the author of those works. Their identities are set out in the Pages containing their works.

13. Prohibition against copying art pages
The licences granted in relation to this Web site DO NOT APPLY to the contents of the AIB Art Pages except as specified in 11 above. ALL reproduction of these Pages is prohibited, including printing and downloading.

14. Licence To Copy To Paper Hard Disk Or Diskette For Personal Use
You may print or download to disk the contents of the Allied Irish Bank (GB) Web site Pages (other than those excepted from this licence under clause 13 above) for the purpose of private study. However, you may only make one copy thereof.

15. General exclusions from licence
This licence to copy does not permit incorporation of the material or any part of it in any other work or publication, whether in hard copy or electronic or any other form. In particular (but without limitation) no part of the Allied Irish Bank (GB) Web site Pages may be distributed or copied for any commercial purpose.

No part of these Web site Pages may be reproduced on or transmitted to or stored in any other web site or other form of electronic retrieval system.

16. Exclusion of Liability
The information contained in the Pages contained in this web site is for information purposes only. Whilst every care has been taken in their preparation Allied Irish Bank (GB) its subsidiaries and associated companies do not make any warranties or representations as to their accuracy or reliability. We neither accept nor assume any responsibility in relation to the contents of these Pages which should not be relied upon as accurate.

In no event do we accept liability of any description including liability for negligence for any damages whatsoever resulting from loss of use, data or profits arising out of or in connection with the viewing, use or performance of this Web site or its contents.

The pages contained in this Web site may contain technical inaccuracies and typographical errors. The information in these Pages may be updated from time to time and may at times be out of date. We accept no responsibility for keeping the information in these Pages up to date or liability for any failure to do so.

17. Applicable law and jurisdiction
Refer Terms and Conditions in our Site Legal Notice

Where national regulatory authorities have jurisdiction over the contents of this web site Allied Irish Bank (GB) and its subsidiaries have attempted to ensure compliance with the requirements of such regulatory body. However, some of the information in the pages contained in this web site is not to be accessed from certain jurisdictions and you should note that no representation or warranty is made as to whether the information available in this web site complies with the regulatory regime of countries from which the pages in this web site should not be accessed.

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